Serving businesses across the USA & UK

Your finances,
expertly managed.

From day-to-day bookkeeping to fractional CFO advisory — we handle the full spectrum of accounting so you can focus on growing your business.

10+
Years experience
5.5+
Years US practice
US & UK
Client coverage
Monthly Revenue
$284k ↑ 12.4%
Cash Runway
24wk
↑ Healthy
EBITDA
31%
↑ vs budget

What we do

Comprehensive financial management

End-to-end accounting services — everything except compliance and tax — so your financials are always accurate, organized, and decision-ready.

Day-to-Day Bookkeeping

Transaction recording, bank reconciliation, and daily financial entries to keep your books clean and current.

Month-End Close

Journal entries, accruals, adjustments, and complete financial statement preparation — delivered on time, every month.

Accounts Payable

Vendor management, bill processing, and payment scheduling to maintain strong supplier relationships and cash discipline.

Accounts Receivable

Invoice generation, payment tracking, and collections follow-up to accelerate your cash inflow.

Cash Flow Management

Rolling cash flow forecasting, scenario analysis, and liquidity monitoring to ensure you always have runway.

Fractional CFO Services

Strategic financial guidance, budgeting, KPI tracking, and board-ready reporting — without the cost of a full-time CFO.

MIS & Reporting Pack

Custom management information systems, dashboards, and periodic reporting packs tailored to your business needs.

Credentials

Certified. Trusted.
Proven.

Advanced certifications across the leading accounting platforms ensure your books are managed with expertise and precision.

QBO
QuickBooks Online ProAdvisor
Level 1, Level 2 & Advanced Certified
XRO
Xero Certified Advisor
Full platform certification
ASC
US GAAP Specialist
ASC 606 Revenue Recognition · ASC 842 Leases

Accounting framework

Standards & practices we work in

Every engagement is grounded in the correct regulatory framework — US GAAP, UK statutory, or cross-border — applied with precision and documented for audit readiness.

We don't apply one-size-fits-all accounting. Each client engagement is scoped to the correct standards, jurisdiction, and reporting requirements from day one.

Core US GAAP standards applied
Revenue RecognitionASC 606
Lease AccountingASC 842
Business CombinationsASC 805
Fair Value MeasurementASC 820
Income TaxesASC 740
ContingenciesASC 450
US GAAP
ASC 606 — Revenue Recognition
Full 5-step model implementation: performance obligation identification, transaction price allocation, deferred revenue scheduling, and monthly recognition journal entries across subscription, milestone, and project-based contracts.
US GAAP
ASC 842 — Lease Accounting
Right-of-use asset and lease liability recognition, amortisation schedules, classification testing (operating vs finance), and disclosure support for both lessee and lessor arrangements.
US GAAP
Accrual Accounting & Period Cut-off
Rigorous accrual posting, prepaid amortisation, expense cut-off reviews, and matching principle application — ensuring financials reflect economic reality, not just cash movement.
US GAAP
1099 & W-9 Compliance
Vendor classification, W-9/W-8 collection and verification, threshold monitoring, and 1099-NEC/MISC preparation for CPA submission — zero filing errors across multi-vendor portfolios.
UK Statutory
UK VAT — Returns & Reconciliation
VAT-coded transaction processing, input/output tax reconciliation, quarterly return preparation, and Xero Making Tax Digital (MTD) compliance for UK-registered entities.
UK Statutory
UK PAYE & Payroll Accounting
PAYE payroll journal entries, employer NIC accruals, HMRC liability reconciliation, and payroll cost posting across departments — full GL-to-payslip tie-out.
Close Practice
Month-End Close Framework
Structured close calendar with bank and card reconciliations, platform reconciliations (Stripe, Bill.com), AP/AR subledger tie-outs, fixed asset depreciation, and complete workpaper suite with audit trail.
Close Practice
Multi-Entity Consolidation
Intercompany eliminations, consolidated P&L and Balance Sheet preparation, tracking category reconciliation, and entity-level reporting — across US and UK subsidiaries on QBO and Xero.
Advisory
Adjusted EBITDA & Add-back Narrative
Owner compensation normalisation, one-time item identification, non-cash add-back schedules, and board-ready Adjusted EBITDA reconciliation — presented with clear management commentary.
Advisory
Debt Covenant Monitoring
Covenant ratio calculation (leverage, coverage, liquidity), threshold tracking, early-warning flagging, and lender-ready compliance certificates — proactively managed every reporting period.
Advisory
Cash Flow Forecasting — 13 & 24-Week Rolling
AR collection timing, AP payment scheduling, payroll and fixed cost layering, scenario modelling (base/upside/downside), and liquidity risk flags — built in Excel with live QBO/Xero data pulls.
Tech & AI
AI-Enhanced Accounting Workflows
Operationalised Claude, ChatGPT, and Gemini for automated variance commentary, GL anomaly detection, and management report drafting — materially reducing month-end turnaround without compromising accuracy.

Pricing

Transparent pricing

Clear, flat-rate pricing with no surprises. All plans are customizable to your specific needs.

Essential
$300 – $600
per month

Core bookkeeping — accurate books, clean reconciliations, monthly financials.

  • Transaction coding & categorization
  • Bank & credit card reconciliation
  • Monthly P&L & Balance Sheet
  • Basic expense classification
Book an Introductory Call
Advanced
$1,200 – $2,500
per month

Structured month-end close, compliance accounting, and management reporting.

  • Formal month-end close (accruals, prepaid amortization, depreciation)
  • ASC 606 revenue recognition & ASC 842 lease accounting
  • Budget vs Actual variance analysis
  • MIS reporting pack with management commentary
Book an Introductory Call
Fractional CFO
Custom
tailored engagement

Strategic financial leadership — forecasting, modelling, and CFO-level advisory.

  • 13 & 24-week rolling cash flow model
  • 3-statement financial modelling & scenario analysis
  • KPI dashboards & board-ready reporting
  • Debt covenant monitoring & strategic planning
Let's Talk

All plans are customizable. Book an introductory call to discuss your specific needs.

Trusted by businesses across the USA & UK

SaaS Platform· California, USA
Media Production Co.· New York, USA
Creative Agency· London, UK
EdTech Startup· Texas, USA
Digital Media Group· Los Angeles, USA
B2B Software Co.· New York, USA
Production Studio· Manchester, UK
Marketing Agency· Chicago, USA

Client feedback

What our clients say

Real results from real engagements — anonymized to protect client confidentiality.

"

Before Pivot CFO, our month-end close was taking three weeks and we had no visibility into cash. Within 90 days they cut close time to under a week, built us a 24-week rolling cash model, and flagged a receivables gap that would have caused a real cash crunch. This is what a proper finance function feels like.

CE
CEO & Co-Founder
SaaS Platform · Series A · California, USA
"

Our books were in a complete mess when we onboarded — two years of un-reconciled accounts and no proper revenue recognition. Pivot CFO did a forensic clean-up, implemented ASC 606 across all our subscription contracts, and now our financials are audit-ready every month. The MIS pack they deliver is exactly what our board needs.

CF
CFO
B2B Software Co. · New York, USA
"

As a production company we have complex multi-project AP and irregular revenue cycles. Pivot CFO handles everything — vendor payments, Xero reconciliations, AR follow-ups — and the monthly variance commentary they send is genuinely insightful. We finally understand where our margin goes on each project.

MD
Managing Director
Media Production Co. · London, UK
"

We brought Pivot CFO in as our fractional CFO when we were preparing for a fundraise. They built our 3-statement model, cleaned up our EBITDA presentation, and helped us put together board-ready financials that impressed our investors. Worth every dollar — the strategic input alone justified the engagement.

FO
Founder & CEO
EdTech Startup · Texas, USA
"

Our AP process was completely manual and error-prone before Pivot CFO stepped in. They automated our invoice capture, standardised vendor onboarding, and set up a proper approval workflow. We've gone from chasing invoices to having everything processed on time every week. Exactly the operational discipline we needed.

HO
Head of Operations
Digital Media Group · Los Angeles, USA
"

What sets Pivot CFO apart is that they're genuinely proactive. They spotted a covenant threshold risk three months out and helped us restructure our payment schedule before it became a problem. That level of attention — from a fractional engagement — is rare and incredibly valuable.

GM
General Manager
Creative Agency · Chicago, USA
Portfolio performance overview
Q1
Q2
Q3
Q4
10+
Years of experience
US & UK
Client jurisdictions
ASC 606
Revenue recognition
AI-first
Workflow automation

About Pivot CFO

Your financial partner,
not just a service provider.

Deep expertise. Proactive advisory. No in-house overhead.

At Pivot CFO, we believe every business deserves access to expert-level accounting without the cost of building an in-house team. We handle everything from daily bookkeeping to strategic CFO advisory — everything except compliance and tax — so you can focus on what you do best.

We don't just record numbers. We help you understand them and use them to make smarter decisions. Our practice spans SaaS, media production, and creative services across the US and UK, with deep expertise in multi-entity portfolios, ASC 606 revenue recognition, and AI-enhanced financial workflows.

QuickBooks Online Xero Bill.com Hubdoc Stripe Excel Modelling

Get in touch

Ready to take control
of your finances?

Book an introductory call and let's discuss how Pivot CFO can streamline your accounting and give you financial clarity.

operations@thepivotcfo.com
Book an Introductory Call